Bill, was elected elected President of AFSA in October of 2018. In his tenure at AFSA, his federal government relations team have enhanced AFSA’s presence in the political debate affecting a number of issues that impact member companies’ ability to offer affordable credit options to American consumers. He has been called on to sit in the hot seat at the witness table in congressional hearings and has served as an industry spokesman on a number of pressing topics. Bill came to AFSA in 2004 from the U.S. Department of Housing and Urban Development, where he headed the congressional relations office. Prior to joining HUD, Bill was director of legislative affairs for BGR Holding, LLC, where he worked as a lobbyist for Haley Barbour, who went on to become governor of Mississippi. While on Capitol Hill, he served as tax counsel and legislative director for Rep. Jerry Weller of Illinois, as well as a senior legislative assistant with Rep. Charles Canady from Florida. Bill holds a bachelor’s degree from the University of Steubenville, a master’s degree from Dominican House of Studies, and a law degree from The Catholic University of America.

Danielle is in charge of the American Financial Services Association’s State Government Affairs Department, which manages state legislative and regulatory issues for members across a broad spectrum of the consumer credit industry, including payment cards, vehicle finance, traditional installment loans and mortgage lending / servicing. State Government Affairs is in constant development of talking points, briefing materials, white papers, a multitude of 50-state surveys, municipal tracking and other issues management materials. The Department also provides Activist Watch, a monthly snapshot of financial services-related activities of prominent activist groups. AFSA engages in direct advocacy at the state level, as directed by its membership. AFSA State Government Affairs provides its members with regular ongoing reporting on new and moving legislation through direct intelligence and AFSA*track, the Association’s legislative tracking system. State Government Affairs also facilitates ongoing subcommittee discussion on priority industry issues. Danielle acts along with her federal colleague as counsel to the Association, and is responsible for the Payment Card and Vehicle Finance sections of the Law Committee. Prior to joining AFSA in 2003, Danielle was Director of Government Affairs and Legislative Counsel for credit card issuer Metris, where she headed up all political affairs for the company, quadrupled PAC participation, and created the Company’s new law compliance program. Prior to Metris, she was associate with two Washington, D.C. law firms – Venable LLP and O’Connor & Hannan LLP, where she represented banks and major U.S. financial institutions, lobbying on their behalf in Congress on consumer privacy, credit reporting, bankruptcy, telemarketing, antitrust, the Gramm-Leach-Bliley Act, and other legislative initiatives. She also assisted Fortune 500 corporations in various industries with government ethics compliance. Danielle holds a B.A. in Politics and Government from the University of Puget Sound in Tacoma, Wash., and earned a J.D cum laude from American University in Washington, D.C. She is admitted to the bar in Maryland (inactive), Washington, D.C. and Minnesota. She is based in Minneapolis.

Ryan Bachman has been Senior Vice President, Global Chief Information Security Officer at GM Financial since January, 2017. Reporting to the CEO, Bachman provides executive leadership of global cybersecurity strategy, operations, and compliance. Prior to joining GM Financial, Bachman served as a Director spanning PricewaterhouseCoopers and Deloitte where he specialized in Cybersecurity, Technology, and Operations Management. Providing 12+ years of management consulting services to more than 75 Fortune 500 companies spanning the Financial Services, Aerospace and Defense, Retail, Government, Energy, and Technology sectors, he served in executive leadership roles including Chief Information Security Officer, Chief Information Officer, and advisor to executive management and boards of directors on matters pertaining to cybersecurity, information technology, operations management, fraud analytics, back office operations, regulatory and compliance, and post-merger and acquisition integration. Prior to his consulting role, Bachman led the Information Security, Privacy, and Data Governance Organizations of a large broker dealer and bank reporting to the COO. Bachman began his career as a software application developer for a global telecommunications company.Bachman majored in Management Information Systems (MIS) and holds a Bachelor of Science in Business Administration (B.S.B.A.) from Saint Louis University.He also achieved the following professional certifications: Certified Information Systems Security Professional (CISSP), Certified Information Systems Auditor (CISA), and Certified Anti-Money Laundering Specialist (CAMS).

Alex Maritczak is a Global Auto Finance Advisory Services Practice leader for EY with over 20 years of industry and consulting experience in the financial services and automotive industries. He has extensive experience in innovating business practices, leading transformational change and improving organizational and business unit profitability. Alex has varied industry and consulting experiences across multiple disciplines including business strategy, digital strategy & innovation, customer experience strategy and design, financial and operational planning and analytics, and business process excellence.

Lou joined Equifax Automotive Services with 20 years of experience in the automotive industry. In his role, he is responsible for the team of auto industry veterans tasked with helping auto lenders and auto dealers grow while minimizing expense and controlling risk.

Prior to joining the company, he was a co-founder and served as chief marketing officer for Global Lending Services, a national non-prime auto finance company. Prior to GLS, Lou was the head of Lender Solutions at Black Book, responsible for developing products, data and analytics for auto lenders. Prior to that, he was VP- head of Marketing & Business Development and the Central Direct to Consumer department while at Wells Fargo Auto Finance.

Lou is very active in the industry, speaking at conferences and serving on the boards of industry associations including as past President of the National Auto Finance Association. Lou earned his MBA in Marketing from Drake University and a bachelor’s degree in Marketing from the University of West Georgia, where he currently sites on the Board of Advisors for the Richards School of Business.

Executive leader with unique ability and experience to drive transformational change in both business and technology leadership roles. Passionate, results-driven leader with solid track record of delivering large-scale, complex and multi-million dollar strategic initiatives.

Boulton Fernando is the Chief Information Security Officer (CISO) at Toyota Financial Services (TFS) and Deputy Group CISO for global TFS. In this capacity, Boulton and his team manage all facets of Information Security in the United States and provide leadership, direction and security services to fellow Toyota Financial Services affiliates across the globe. He is an expert in establishing and leading information security programs in large, multi-national organizations. He provides executive counsel, strategic frameworks and direction for domestic and global risk arenas. Boulton is an effective self-motivated innovator charged with driving complex business solution across dynamic and highly regulated environments.

Rex Ellison, President and Chief Executive Officer, joined the Republic Finance team in 2001 and has served in the Consumer Finance industry for more than thirty years. Rex has extensive experience in Operations, Management and Marketing, having served prior to Republic Finance as the Senior Vice President and Division Manager as well as Senior Vice President of Corporate Marketing at Wells Fargo Financial. Currently, Rex serves on the Independent’s Advisory Board for American Financial Services Association as their Ex-Officio/past chairman, is a member of National Installment Lenders Association, is President of Mississippi Consumer Finance Association, is Chair-Elect of Louisiana Finance Association and is a member of all our state finance associations. In addition, he serves as a board member and past Board President of Juvenile Diabetes Research Foundation for Louisiana. A native of Iowa, Rex received his bachelor’s degree from the University of Northern Iowa with a major in Financial Management and a minor in Economics. Rex is humbled to be the CEO of some of the most passionate, smart and dedicated personnel in the Consumer Finance industry. He believes that the way the company’s team members serve its customers, fellow employees and communities defines its brand, and that Republic Finance is truly more than just consumer loans.

Charles Jones is the Head of National Indirect Lending and leads the Dealer Financial Services Line of Business. This includes responsibility for helping auto dealers in twenty-one states and the District of Colombia with their retail indirect auto lending needs. In addition, he has responsibility for Marine/ RV lending within SunTrust Banks, Inc.Charles joined SunTrust in December 2014, but is an experienced Consumer Executive that started his career in January 1982. Most recently, Charles was founder and President of Strategic Automotive Consultants, L.L.C. from 2013-2014. Prior to that, he was a Senior Vice President, Indirect Production Manager for Wells Fargo Dealer Services from 2007-2013. Charles also served from 2002-2007, as Senior Vice President/Division Manager for Wells Fargo Dealer Services. He has worked at CitiFinancial, Bank One, First City, and other institutions in various roles including compliance, and different lending roles in his career. Charles graduated from Sam Houston State University with a BBA in Finance in 1981. In 2011, he was inducted into the Hall of Honor for the College of Business Administration at Sam Houston State. Charles and his wife have sponsored 110 scholarships since 2002 at Sam Houston State and other universities to help first generation students achieve their educational goals. He currently serves on the AFSA Board of Directors, Vehicle Finance and Vehicle Credit Risk Committees, and Dahlonega-Lumpkin Co. Chamber-Visitors Board of Directors and Government Affairs Committee. He serves on the Advisory Council for the College of Business Administration for Sam Houston State University. Additionally, Charles serves on the CBA Auto Finance Committee. He and his wife Debbie reside in Dahlonega, Georgia and have one daughter Lauren who is age 32.

Ian is an experienced and successful Senior Executive with over 20 years’ experience of leading organizations and businesses in five different countries; Brazil, Canada, Germany, USA and UK. Enthused about driving change to improve business performance and the customer experience through business transformation. An ethical and principled based leader with a passion for developing leaders and people. Since joining BMW Group in Canada in 1999, Ian has held a number of Senior Executive positions. He is currently the President & CEO BMW Group Financial Services USA and Region America’s which is responsible for the North, Central and South America markets with a regional asset portfolio of over $50 billion. Ian has been responsible as the CEO and head of BMW Group Financial Services in four markets and has spent time in the Munich BMW Headquarters where he was responsible for the global business development and business strategy for the Financial Services business.

Larry Hund is the President and Chief Operating Officer of Harley-Davidson Financial Services (HDFS), a wholly-owned subsidiary of Harley-Davidson, Inc. A 30-year financial services veteran, Larry has held a wide range of executive roles throughout his career. Upon joining HDFS in 2002, he served as Vice President of Operations and Chief Financial Officer and was also Interim Chief Operating Officer from July 2006 to January 2007. Larry left HDFS in 2007 to join a start-up finance company and rejoined HDFS in June 2009. Earlier, he spent 17 years at Heller Financial, Inc., and in the six years prior to Heller’s purchase by GE Capital served as Executive Vice President and Controller. Larry is a Certified Public Account, earned a Bachelor of Business Administration degree in Accounting from Chicago’s Loyola University and a Master of Business Administration degree from the University of Chicago. He serves as a member of the Board of Directors of the American Financial Services Association and the Board of Managers of the YMCA of Metro Chicago.

David McClelland is chief executive officer, Ford Motor Credit Company, and a vice president of Ford Motor Company, effective March 1, 2018. McClelland has global responsibility for Ford Credit, a leading financial services business that provides dealer and customer financing and service in support of Ford vehicle sales around the world. Prior to this role, McClelland was Ford Credit executive vice president of Marketing and Asia Pacific, overseeing global marketing and Ford Credit’s business in China and India, as well as support of Ford sales across Asia Pacific. Previously, he was Ford Credit vice president of Global Marketing and vice president of Quality and Process Management, responsible for global quality and technology applications. He also has been instrumental in Ford Credit’s move into new financial technology and mobility initiatives. McClelland joined Ford Credit in 1993. He served in various positions within Ford Credit Britain marketing, branch and sales and service operations. He also held leadership positions globally including managing director of Ford Credit Italy, sales director of Ford Credit Britain and managing director of Ford Credit South Africa. McClelland holds a bachelor’s degree in physiology from the University of Newcastle Upon Tyne and a master’s degree in business management from Henley Management College, both in the United Kingdom. Born in 1969, he is married and has a son.

Mark O’Donovan is CEO of Chase Auto Finance, one of the leading bank providers of auto financing in the country with a portfolio of more than $60 billion in assets and relationships with 75% of U.S. franchised automotive dealers. He is also a member of Chase’s Consumer and Community Banking leadership team. Previously, O’Donovan served as firm-wide Controller of JPMorgan Chase. Before that, he was the Global Controller of the Investment Bank and from 2007 to 2010, he was the Global Controller for Treasury & Securities Services. Prior to 2007, O’Donovan was the head of the Bank Regulatory Reporting group. Before that, he spent eight years in a number of business controller roles within the Investment Bank, during which time he was based in New York, London and Singapore. Before joining J.P. Morgan in 1996, O’Donovan worked in the Audit / International Banking practice at Deloitte & Touche, where he became a Certified Public Accountant. O'Donovan received a Bachelor of Science degree in Accounting from Susquehanna University where he is a member of the Alumni Executive Board. He lives in New Jersey with his wife and three children.

Since 2010, Porrello has served as managing director of the auto lending organization, where he oversees day-to-day operations and 180 professionals serving nearly 4,500 dealerships across 23 states in the Midwest and New England. As president, Porrello will continue these duties as well as assume oversight of business strategy. Porrello joined Huntington’s auto lending organization nearly 30 years ago and has held a variety of progressive leadership positions, including sales, credit administration, compliance, collections and underwriting. The business has grown to be prominent among lenders nationally, with an $11.6 billion portfolio that ranks 15th in loan production according to recent Experian data.

Ryan Bachman has been Senior Vice President, Global Chief Information Security Officer at GM Financial since January, 2017. Reporting to the CEO, Bachman provides executive leadership of global cybersecurity strategy, operations, and compliance. Prior to joining GM Financial, Bachman served as a Director spanning PricewaterhouseCoopers and Deloitte where he specialized in Cybersecurity, Technology, and Operations Management. Providing 12+ years of management consulting services to more than 75 Fortune 500 companies spanning the Financial Services, Aerospace and Defense, Retail, Government, Energy, and Technology sectors, he served in executive leadership roles including Chief Information Security Officer, Chief Information Officer, and advisor to executive management and boards of directors on matters pertaining to cybersecurity, information technology, operations management, fraud analytics, back office operations, regulatory and compliance, and post-merger and acquisition integration. Prior to his consulting role, Bachman led the Information Security, Privacy, and Data Governance Organizations of a large broker dealer and bank reporting to the COO. Bachman began his career as a software application developer for a global telecommunications company.Bachman majored in Management Information Systems (MIS) and holds a Bachelor of Science in Business Administration (B.S.B.A.) from Saint Louis University.He also achieved the following professional certifications: Certified Information Systems Security Professional (CISSP), Certified Information Systems Auditor (CISA), and Certified Anti-Money Laundering Specialist (CAMS).