Program / 2019 Speakers
Senior Vice President &
Global Chief Information Security Officer,
GM Financial Services
Vice President, Co-Practice Leader
Charles River Associates
Smith South Plains Ford Lincoln Association
AFSA Vehicle Division,
President & COO Harley-Davidson
Senior Vice President,
Head of National Indirect Lending &
Dealer Financial Services
SunTrust Banks, Inc.
Chief Executive Officer,
Ford Motor Credit Company
Chief Executive Officer,
Chase Auto, JPMorgan Chase & Co.
#1 Speaker on Digital Leadership
President, Auto Finance & Dealer Services,
Huntington National Bank
Chief Executive Officer,
BMW Group Financial Services USA and Region America’s
Senior Vice President &
Chief Operating Officer NADA
Host, Motor Trend Audio,
and Executive Editor, Kelley Blue Book
Senior Vice President, Loan Servicing,
Fraud & Protection, FICO
Global Auto Finance
Automotive Finance Leader, Equifax
Director of Credit Analytics,
Insights & Analytics,
Ford Motor Credit Company
Chief Analytics Officer, FICO
Chief Scientist for Leidos
Chief Executive Officer,
Chief Risk Officer, SoFi
Mobility Solutions Group,
Global Lead, Sustainability
Vice President, Scores and Predictive Analytics,
Ryan Bachman has been Senior Vice President, Global Chief Information Security Officer at GM Financial since January, 2017. Reporting to the CEO, Bachman provides executive leadership of global cybersecurity strategy, operations, and compliance. Prior to joining GM Financial, Bachman served as a Director spanning PricewaterhouseCoopers and Deloitte where he specialized in Cybersecurity, Technology, and Operations Management. Providing 12+ years of management consulting services to more than 75 Fortune 500 companies spanning the Financial Services, Aerospace and Defense, Retail, Government, Energy, and Technology sectors, he served in executive leadership roles including Chief Information Security Officer, Chief Information Officer, and advisor to executive management and boards of directors on matters pertaining to cybersecurity, information technology, operations management, fraud analytics, back office operations, regulatory and compliance, and post-merger and acquisition integration. Prior to his consulting role, Bachman led the Information Security, Privacy, and Data Governance Organizations of a large broker dealer and bank reporting to the COO. Bachman began his career as a software application developer for a global telecommunications company.Bachman majored in Management Information Systems (MIS) and holds a Bachelor of Science in Business Administration (B.S.B.A.) from Saint Louis University.He also achieved the following professional certifications: Certified Information Systems Security Professional (CISSP), Certified Information Systems Auditor (CISA), and Certified Anti-Money Laundering Specialist (CAMS).
Bill was elected President of AFSA in October of 2018. In his tenure at AFSA, his federal government relations team have enhanced AFSA’s presence in the political debate affecting a number of issues that impact member companies’ ability to offer affordable credit options to American consumers. He has been called on to sit in the hot seat at the witness table in congressional hearings and has served as an industry spokesman on a number of pressing topics. Bill came to AFSA in 2004 from the U.S. Department of Housing and Urban Development, where he headed the congressional relations office. Prior to joining HUD, Bill was director of legislative affairs for BGR Holding, LLC, where he worked as a lobbyist for Haley Barbour, who went on to become governor of Mississippi. While on Capitol Hill, he served as tax counsel and legislative director for Rep. Jerry Weller of Illinois, as well as a senior legislative assistant with Rep. Charles Canady from Florida. Bill holds a bachelor’s degree from the University of Steubenville, a master’s degree from Dominican House of Studies, and a law degree from The Catholic University of America.
Larry Hund is the President and Chief Operating Officer of Harley-Davidson Financial Services (HDFS), a wholly-owned subsidiary of Harley-Davidson, Inc. A 30-year financial services veteran, Larry has held a wide range of executive roles throughout his career. Upon joining HDFS in 2002, he served as Vice President of Operations and Chief Financial Officer and was also Interim Chief Operating Officer from July 2006 to January 2007. Larry left HDFS in 2007 to join a start-up finance company and rejoined HDFS in June 2009. Earlier, he spent 17 years at Heller Financial, Inc., and in the six years prior to Heller’s purchase by GE Capital served as Executive Vice President and Controller.
Larry is a Certified Public Account, earned a Bachelor of Business Administration degree in Accounting from Chicago’s Loyola University and a Master of Business Administration degree from the University of Chicago. He serves as a member of the Board of Directors of the American Financial Services Association and the Board of Managers of the YMCA of Metro Chicago.
Charles Jones is the Head of National Indirect Lending and leads the Dealer Financial Services Line of Business. This includes responsibility for helping auto dealers in twenty-one states and the District of Colombia with their retail indirect auto lending needs. In addition, he has responsibility for Marine/ RV lending within SunTrust Banks, Inc. Charles joined SunTrust in December 2014, but is an experienced Consumer Executive that started his career in January 1982. Most recently, Charles was founder and President of Strategic Automotive Consultants, L.L.C. from 2013-2014. Prior to that, he was a Senior Vice President, Indirect Production Manager for Wells Fargo Dealer Services from 2007-2013. Charles also served from 2002-2007, as Senior Vice President/Division Manager for Wells Fargo Dealer Services. He has worked at CitiFinancial, Bank One, First City, and other institutions in various roles including compliance, and different lending roles in his career. Charles graduated from Sam Houston State University with a BBA in Finance in 1981. In 2011, he was inducted into the Hall of Honor for the College of Business Administration at Sam Houston State. Charles and his wife have sponsored 110 scholarships since 2002 at Sam Houston State and other universities to help first generation students achieve their educational goals. He currently serves on the AFSA Board of Directors, Vehicle Finance and Vehicle Credit Risk Committees, and Dahlonega-Lumpkin Co. Chamber-Visitors Board of Directors and Government Affairs Committee. He serves on the Advisory Council for the College of Business Administration for Sam Houston State University. Additionally, Charles serves on the CBA Auto Finance Committee. He and his wife Debbie reside in Dahlonega, Georgia and have one daughter Lauren who is age 32.
David McClelland is chief executive officer, Ford Motor Credit Company, and a vice president of Ford Motor Company, effective March 1, 2018. McClelland has global responsibility for Ford Credit, a leading financial services business that provides dealer and customer financing and service in support of Ford vehicle sales around the world. Prior to this role, McClelland was Ford Credit executive vice president of Marketing and Asia Pacific, overseeing global marketing and Ford Credit’s business in China and India, as well as support of Ford sales across Asia Pacific. Previously, he was Ford Credit vice president of Global Marketing and vice president of Quality and Process Management, responsible for global quality and technology applications. He also has been instrumental in Ford Credit’s move into new financial technology and mobility initiatives. McClelland joined Ford Credit in 1993. He served in various positions within Ford Credit Britain marketing, branch and sales and service operations. He also held leadership positions globally including managing director of Ford Credit Italy, sales director of Ford Credit Britain and managing director of Ford Credit South Africa. McClelland holds a bachelor’s degree in physiology from the University of Newcastle Upon Tyne and a master’s degree in business management from Henley Management College, both in the United Kingdom. Born in 1969, he is married and has a son.
Mark O’Donovan is CEO of Chase Auto Finance, one of the leading bank providers of auto financing in the country with a portfolio of more than $60 billion in assets and relationships with 75% of U.S. franchised automotive dealers. He is also a member of Chase’s Consumer and Community Banking leadership team. Previously, O’Donovan served as firm-wide Controller of JPMorgan Chase. Before that, he was the Global Controller of the Investment Bank and from 2007 to 2010, he was the Global Controller for Treasury & Securities Services. Prior to 2007, O’Donovan was the head of the Bank Regulatory Reporting group. Before that, he spent eight years in a number of business controller roles within the Investment Bank, during which time he was based in New York, London and Singapore. Before joining J.P. Morgan in 1996, O’Donovan worked in the Audit / International Banking practice at Deloitte & Touche, where he became a Certified Public Accountant. O'Donovan received a Bachelor of Science degree in Accounting from Susquehanna University where he is a member of the Alumni Executive Board. He lives in New Jersey with his wife and three children.
Author and motivational Speaker Erik Qualman has given presentations in over 50 countries and reached 25 million people this decade. His Socialnomics work has been featured on 60 Minutes, the Wall Street Journal and used by the National Guard and NASA. His book Digital Leader propelled him to be voted the 2nd Most Likable Author in the World behind Harry Potter's J.K. Rowling. What Happens in Vegas Stays on YouTube helped Qualman be listed by Forbes and Fortune as a Top 100 Digital Influencer.
Since 2010, Porrello has served as managing director of the auto lending organization, where he oversees day-to-day operations and 180 professionals serving nearly 4,500 dealerships across 23 states in the Midwest and New England. As president, Porrello will continue these duties as well as assume oversight of business strategy. Porrello joined Huntington’s auto lending organization nearly 30 years ago and has held a variety of progressive leadership positions, including sales, credit administration, compliance, collections and underwriting. The business has grown to be prominent among lenders nationally, with an $11.6 billion portfolio that ranks 15th in loan production according to recent Experian data.
Ian is an experienced and successful Senior Executive with over 20 years’ experience of leading organizations and businesses in five different countries; Brazil, Canada, Germany, USA and UK. Enthused about driving change to improve business performance and the customer experience through business transformation. An ethical and principled based leader with a passion for developing leaders and people. Since joining BMW Group in Canada in 1999, Ian has held a number of Senior Executive positions. He is currently the President & CEO BMW Group Financial Services USA and Region America’s which is responsible for the North, Central and South America markets with a regional asset portfolio of over $50 billion. Ian has been responsible as the CEO and head of BMW Group Financial Services in four markets and has spent time in the Munich BMW Headquarters where he was responsible for the global business development and business strategy for the Financial Services business.
Mike Stanton serves as NADA’s Senior Vice President and Chief Operating Officer, working across the organization on strategic and operational issues, as well as development of new business opportunities. Mr. Stanton also oversees IT, Economics and Data Analytics and Affinity Programs.
Mr. Stanton rejoins NADA from the NADA Used Car Guide, which was sold to J.D. Power in 2015. Prior to its acquisition, Mr. Stanton was the Vice President & Chief Operating Officer of the Used Car Guide. Mr. Stanton also served as an Executive Director of Industry Affairs for NADA, where he served as the association’s primary liaison between automotive manufacturers and dealers. Prior to NADA, Mr. Stanton worked for two automobile manufacturers primarily assisting dealers with their sales and service operations. Mr. Stanton received a bachelor’s degree in political science from James Madison University and an MBA from Virginia Tech.
Chris is president and chief executive officer of the American Financial Services Association (AFSA), a national, Washington, D.C.– based trade association for the consumer credit industry, protecting access to credit and consumer choice. Founded in 1916, AFSA has 375 members that include consumer and commercial finance companies and banks involved in auto finance and leasing, mortgage loans, personal loans, payment cards, industrial banks and industry suppliers. Although diverse, AFSA’s membership is united by its goal of serving the credit needs of consumers and businesses. Government affairs and advocacy are major association activities. AFSA also focuses on financial literacy and professional development.
Before assuming the helm at AFSA in 2006, Chris served as President and Chief Executive Officer of the Manufactured Housing Institute (MHI). Prior to joining MHI in 1998, he was President and Chief Executive Officer of the National Concrete Masonry Association.
Chris has more than 30 years experience in managing national trade associations with key highlights in government affairs and advocacy, strategic planning and implementation, technical standards and regulations, and economic and statistical data collection.
A graduate of Randolph-Macon College, Chris currently is the chairman of Americans Well-informed on Automobile Retailing Economics (AWARE), whose missions is to educate consumers on vehicle financing. He also serves on the U.S. Chamber of Commerce’s Committee of 100, which is comprised of 100 CEOs of leading trade associations, and the Key Industry Association Committee at the American Society of Association Executives (ASAE).
Charlie Vogelheim brings nearly 30 years of automotive experience his presentations including roles as the host of Motor Trend Audio, the executive editor at Kelley Blue Book and as a VP at J.D. Power and Associates.Charlie's career has involved many aspects of the automotive industry. He spends his time evaluating new and interesting vehicles and helping consumers receive and understand car information. He has developed keen and humorous observations and insight to this ever-changing business and the cars we love, own and remember. In order to study trends, further product familiarity and develop contact with industry personalities he travels worldwide, attending test-drives, auto shows and gatherings. Charlie is often a featured speaker at automotive seminars, conferences and media interviews. He's a regular radio correspondent and an automotive industry commentator for televised business news. Charlie hosts the weekly podcast "Motor Trend Audio". Each week he shares a variety of car related conversations and interviews with car owners, characters and celebrities. This fast and fun show covers all aspects of car ownership, enthusiasm and technology. At J.D. Power, Charlie produced the International Automotive Roundtable, the premier forum for industry leaders and executives to share and discuss market forces affecting the automotive industry. During Charlie's 20 years at Kelley Blue Book, he served as a key member of its editorial team. He was responsible for Kelley Blue Book's extensive database which produced the fabled Blue Book and eventually the website: www.kbb.com. As an internet pioneer, Charlie was an original contributor to the development and implementation of the automotive sites at Microsoft, AOL, Yahoo, Google and e-Bay. Additionally, he was Chairman of the Automotive Internet Standards Committee contributing to the development of all major automotive Internet sites. Charlie earned a bachelor's degree in economics from Gonzaga University in Spokane, Washington. His education included one year abroad studying the formation of the Common Market/European Union. Immediately following college, he pursued an interest in aviation, including several years as a commercial pilot, flight instructor, ground school teacher, flight club manager, Alaskan float-plane bush-pilot and air traffic controller.
Dr. Amy Crews Cutts joined Equifax as senior vice president and chief economist in March, 2011. A recognized industry expert, Cutts brings to her role over 25 years of economic analysis and policy development experience. As Equifax chief economist, she is responsible for analytics and research relating to the consumer wallet – assets, income, credit, and spending along with macroeconomic factors affecting the consumer. She is also responsible for macroeconomic forecasting and the economic analysis of employment and wage trends, home equity and real property, and small business credit trends.
Often quoted in national print and broadcast media, Cutts has also published numerous studies in academic journals and books on such topics as the economics of subprime lending, the impact of technology on foreclosure prevention, and drivers of strategic mortgage default. In 2015 she won the Pulsenomics® Crystal Ball Award for Outstanding Performance in The Zillow® Home Price Expectations Survey for her forecast accuracy and is a participant in the Wall Street Journal’s Monthly Survey of Leading Economists.
Cutts holds a Master’s and PhD in Economics from the University of Virginia and a Bachelor’s degree in Applied Mathematics from Trinity University in San Antonio, TX. In 2015 she became a Certified Business EconomistTM, a distinction of professional achievement from the National Association for Business Economics.
Prior to joining Equifax, Cutts served for eight years as the as the Deputy Chief Economist at Freddie Mac. Prior to joining Freddie Mac in 1997, Cutts was Assistant Professor of Economics and Senior Researcher in the Maxwell School for Citizenship and Public Affairs at Syracuse University. Cutts has also taught in the McDonough School of Business at Georgetown University, the Institute for Policy Studies at the Johns Hopkins University, and the University of Virginia.
Cutts sits on the policy advisory board of The Reinvestment Fund, Philadelphia, PA and the National Business Economics Issues Council. She has served on the board of directors of the American Real Estate and Urban Economics Association, and is a past chair and founding member of the AREUEA Women in Real Estate Network. From 2011-2013 she was a member of the editorial advisory board for DS News. She is also on the board of directors of Marlow Guitar International, Washington, DC, and since 2006 she has served as the Executive Director for the MGI’s Beatty Music Scholarship Competition for Classical Guitar.
Mr. Baines has more than 20 years of diversified business, economic, and quantitative analysis experience. He is a leading expert in the retail automotive industry, consumer finance, and indirect lending and has testified on related issues. Mr. Baines has assisted numerous indirect lenders design and implement fair lending monitoring programs. He has assisted numerous manufacturers on issues related to the distribution and sale of automobiles, including complex class action litigations alleging diminution of value, breach of contract and discrimination. Mr. Baines has assisted manufacturers and their captive finance arms in dealer disputes related to dealership failures, terminations and add points. Additionally, he has worked with legal counsel for manufacturers and the captive finance arms facing potential enforcement actions by the DOJ, CFPB and FTC. His work has generally involved analysis of economic and financial condition, development of financial and econometric models, evaluation of financial performance, the evaluation of consumer credit lending practices, the study of underlying information systems, and the migration and development of large analytic databases. This work has been performed for the purpose of improving financial management and reporting, evaluating financial and operational decisions, and determining liability and damages in adversarial proceedings. Mr. Baines has a BA Economics from the University of North Carolina at Chapel Hill and an MS Economics from the University of North Carolina at Charlotte.
Boulton Fernando is the Chief Information Security Officer (CISO) at Toyota Financial Services (TFS) and Deputy Group CISO for global TFS. In this capacity, Boulton and his team manage all facets of Information Security in the United States and provide leadership, direction and security services to fellow Toyota Financial Services affiliates across the globe. He is an expert in establishing and leading information security programs in large, multi-national organizations. He provides executive counsel, strategic frameworks and direction for domestic and global risk arenas. Boulton is an effective self-motivated innovator charged with driving complex business solution across dynamic and highly regulated environments.
Executive leader with unique ability and experience to drive transformational change in both business and technology leadership roles. Passionate, results-driven leader with solid track record of delivering large-scale, complex and multi-million dollar strategic initiatives.
Alex Maritczak is a Global Auto Finance Advisory Services Practice leader for EY with over 20 years of industry and consulting experience in the financial services and automotive industries. He has extensive experience in innovating business practices, leading transformational change and improving organizational and business unit profitability. Alex has varied industry and consulting experiences across multiple disciplines including business strategy, digital strategy & innovation, customer experience strategy and design, financial and operational planning and analytics, and business process excellence.
An alum of Wharton, Mercer Oliver Wyman, and Capital One with 20 years of private sector experience. Experience includes strategy and analysis, sales, online marketing, credit risk management, operational execution and accountability. Experience managing large teams (800+), large budgets ($100+ million), and P&L commitments.
Lou joined Equifax Automotive Services with 20 years of experience in the automotive industry. In his role, he is responsible for the team of auto industry veterans tasked with helping auto lenders and auto dealers grow while minimizing expense and controlling risk.
Prior to joining the company, he was a co-founder and served as chief marketing officer for Global Lending Services, a national non-prime auto finance company. Prior to GLS, Lou was the head of Lender Solutions at Black Book, responsible for developing products, data and analytics for auto lenders. Prior to that, he was VP- head of Marketing & Business Development and the Central Direct to Consumer department while at Wells Fargo Auto Finance.
Lou is very active in the industry, speaking at conferences and serving on the boards of industry associations including as past President of the National Auto Finance Association. Lou earned his MBA in Marketing from Drake University and a bachelor’s degree in Marketing from the University of West Georgia, where he currently sites on the Board of Advisors for the Richards School of Business.
Charles Jones is the Head of National Indirect Lending and leads the Dealer Financial Services Line of Business. This includes responsibility for helping auto dealers in twenty-one states and the District of Colombia with their retail indirect auto lending needs. In addition, he has responsibility for Marine/ RV lending within SunTrust Banks, Inc.Charles joined SunTrust in December 2014, but is an experienced Consumer Executive that started his career in January 1982. Most recently, Charles was founder and President of Strategic Automotive Consultants, L.L.C. from 2013-2014. Prior to that, he was a Senior Vice President, Indirect Production Manager for Wells Fargo Dealer Services from 2007-2013. Charles also served from 2002-2007, as Senior Vice President/Division Manager for Wells Fargo Dealer Services. He has worked at CitiFinancial, Bank One, First City, and other institutions in various roles including compliance, and different lending roles in his career. Charles graduated from Sam Houston State University with a BBA in Finance in 1981. In 2011, he was inducted into the Hall of Honor for the College of Business Administration at Sam Houston State. Charles and his wife have sponsored 110 scholarships since 2002 at Sam Houston State and other universities to help first generation students achieve their educational goals. He currently serves on the AFSA Board of Directors, Vehicle Finance and Vehicle Credit Risk Committees, and Dahlonega-Lumpkin Co. Chamber-Visitors Board of Directors and Government Affairs Committee. He serves on the Advisory Council for the College of Business Administration for Sam Houston State University. Additionally, Charles serves on the CBA Auto Finance Committee. He and his wife Debbie reside in Dahlonega, Georgia and have one daughter Lauren who is age 32.
Paul Ballew is Vice President and Global Chief Data & Analytics Officer, Ford Motor Company, effective June 1, 2017. At the same time, he also was elected a Ford Motor Company officer. In this role, he leads Ford’s global data and analytics teams for the enterprise. Previously, Ballew was Global Chief Data & Analytics Officer, a position to which he was named to in December 2014. In this role, he has been responsible for establishing and growing the company’s industry-leading data and analytics operations that is driving significant business value throughout the enterprise. Prior to joining Ford, he was Chief Data, Insight & Analytics Officer at Dun & Bradstreet. In this capacity, he was responsible for the company’s global data and analytic activities along with the company’s strategic consulting practice. Ballew sits on the boards of Neustar, Inc. and Hyatt Hotels Corporation. He was born in 1964 and has bachelor’s and master’s degree in Economics from the University of Detroit.
Scott Zoldi is chief analytics officer at FICO, responsible for the analytic development of FICO's product and technology solutions. While at FICO, Scott has been responsible for authoring 80 analytic patents, with 40 patents granted and 40 in process. Scott is actively involved in the development of new analytic products and big data analytics applications, many of which use new streaming analytic innovations such as adaptive analytics, collaborative profiling and self-calibrating analytics. Scott currently focused on the applications of streaming self-learning analytics for real-time detection of cybersecurity attacks. Scott serves on two boards of directors, Software San Diego and Cyber Center of Excellence. Scott received his Ph.D. in theoretical and computational physics from Duke University.
Ryan is the Chief Scientist for Leidos public health products and solutions organization and plays a significant role in applying Leidos offerings across our health and life sciences portfolio to drive transformation for our customer’s. Ryan also serves as the product manager for the Leidos Collaborative Advanced Analytics and Data Sharing (CAADS) platform, which is a fully scalable and secure data analytics and decision support platform. This solution has been implemented across the globe in several market segments including: Civil, Defense and Intelligence, and most importantly Health. Ryan has led the delivery of our CAADS solution for health customers around the world allowing them to instantly gather information from disparate sources and translate it into actionable information.
The result is improved clinical decision support, quality of care and significant cost savings for health customers and systems. Ryan has nearly 20 years of experience in analytics and bioinformatics, is extensively published, and regularly presents innovative solutions at key healthcare conference and events that address challenges faced by national, public and private healthcare organizations. Ryan previously served as the Program Manager in support of the CDC’s Office of Infectious Disease, Bioinformatics and Data Analytics effort. In Ryan’s role as Chief Scientist, he participates in the Leidos’ mentoring program for small companies and academic groups looking move good ideas and promising early stage products from concept to realization in order to address critical healthcare challenges around the world. Ryan received a BS in Microbiology from Texas A&M College Station and a Ph.D. in Molecular Biophysics from UT Southwestern Medical Center in Dallas.
He left the commercial sector in 2008 redirecting his technical talents to support public health organizations. Ryan currently lives in Atlanta with his wife and daughter. Ryan is also an accomplished horticulturist and is presently mentoring a group of college students who are developing a wearable device to facilitate the call for help following unintentional poisonings, which is intended to address one impact of the opioid epidemic.
Justin Oesterle is Chief Executive Officer for RouteOne, a joint venture between Ally Financial, Ford Motor Credit Company, TD Auto Finance, and Toyota Financial Services. Prior to his current position, Mr. Oesterle served as Chief Information Officer, Vice President of Sales, Marketing and Strategic Alliances and Vice President of Operations and Program Management for RouteOne.
Prior to joining RouteOne, Oesterle was a senior manager with Deloitte Consulting, focused on captive finance organizations. His project experience included system transformation and process redesign initiatives. Justin was the first non-captive member of the RouteOne team, joining the organization in June 2002 as Program Director.
Oesterle earned a master's of business administration with concentrations in finance and strategy from the University of Michigan. He received his bachelor of science degree in economics from the University of Michigan as well.
Yi Lu is Director of Credit Analytics, Global Data, Insights & Analytics, Ford Motor Credit Company effective April 2018. In this role, Yi leads the development and deployment of models for consumer/commercial/dealer credit scoring, regulatory compliance, credit loss forecast, staffing & pricing optimization as well as provide campaign & digital marketing support. Prior to this role, Yi was leading the vehicle lifecycle analytics team supporting the new and used vehicle demand forecast. He joined Ford in 1991 and has held numerous positions at Research Lab, Fleet, Remarketing and Marketing & Sales organizations. He has been awarded one US patent and multiple Ford technology awards. He holds Bachelor’s degree and Master’s degree in Computer Science from Each China Normal University in Shanghai, China.
Kevin Moss is SoFi’s Chief Risk Officer and is responsible for helping the company improve its risk position; his work includes improving SoFi’s credit underwriting strategies, reducing operational risk and complexity, and working to ensure clear and compliant customer value propositions in partnership with our legal and compliance department. In his role, he’ll also continue to build on the strong oversight and governance processes in place today, in addition to strengthening third party risk management oversight. Most recently, Kevin was Executive Vice President and Chief Risk Officer responsible for managing Credit, Compliance, and Operating Risk for the Wells Fargo Consumer Lending Group. Kevin joined Wells Fargo in 1998, and prior to being appointed chief risk officer, he was the business manager for the National Home Equity Group and the chief credit officer for the Home and Consumer Finance Group.
He holds a Bachelor’s Degree from George Washington University and a Master’s from New York University’s Leonard N. Stern School of Business.
Joe George leads the Mobility Solutions Group at Cox Automotive. He is focused on helping Cox Automotive’s partners and clients successfully navigate the technology and services that support evolving consumer mobility, including delivering advanced fleet services solutions.
Most recently, George served as interim president of Cox Automotive Media Solutions Group, overseeing the company’s Autotrader, Dealer.com and Kelley Blue Book business divisions and brands.
As industry veteran with almost three decades of experience working with Cox Automotive and several of its brands, George began his career with Manheim as an auction employee and rose through the ranks at operating locations to become marketing manager, general sales manager and assistant general manager. Later he joined the company’s executive team, becoming senior vice president of Product Development, as well as group vice president of Manheim Digital.
George previously served as senior vice president of Assurance and Reconditioning for Manheim. He was responsible for wholesale and retail services strategy and execution, leading efforts to deliver innovative end-to-end inventory solutions and a high level of client service that support dealer success.
Prior to that, George served as senior vice president and chief strategy officer for Cox Automotive. Earlier in his career as vice president of Dealer Services, chief product officer and senior vice president of Operations, he helped launch Autotrader.com and held several leadership positions with Autotrader’s parent company, including president of Cox Autotrader/AutoMart Publishing.
George holds Master of Business Administration and Bachelor of Science degrees from The Ohio State University. He is an active community volunteer, supporting St. Vincent de Paul Society, Marist Way and serving as chairman of the board of trustees for Notre Dame Academy.
Sustainability and cross-disciplinary engagement are running themes throughout Adam’s work experience in the nonprofit, government, and for-profit sectors. Prior to joining Uber, he worked for five years helping investors build impact investing portfolios with positions at Goldman Sachs Wealth Management, Imprint Capital (a boutique investment advisory firm acquired by Goldman), and the Global Impact Investing Network (a research and advocacy nonprofit). Before impact investing, he spent seven years engaged in efforts to commercialize zero emission vehicle technologies with positions at the California Fuel Cell Partnership (a public-private partnership), the California Air Resources Board, and UTC Fuel Cells (a United Technologies Company).
He holds an MBA from NYU Stern, an MPA from NYU Wagner, and a bachelor’s degree in mechanical engineering and materials science from UC Davis.
Ethan Dornhelm is a Vice President in the Scores and Predictive Analytics unit at FICO. Mr. Dornhelm is currently responsible for the analytic development of FICO® Scores globally, as well as the research and development of new products and services within the Scores organization. He has spent much of his 18 years at FICO supporting the technical redevelopment, maintenance and analytic support of FICO® Scores in North America. Prior to joining FICO, Mr. Dornhelm served as a Director in the risk management group at American Express. Ethan graduated from U.C. San Diego with a B.S. in management science/operations research.
Sykora is a third generation new-car dealer since 1989 and was a member of the NADA board from 1999-2014. She was also a past chairman of the National Automobile Dealers. Sykora currently serves as Chairman of the National Automobile Dealer's Charitable Foundation Board (NADA Foundation) Sykora also serves on the board of governors for The National Institute for Automotive Service Excellence (ASE).
Active in her local community, Sykora currently serves on the South Plains College Foundation board, as well as the South Plains College Business Advisory Committee and the Byron Martin Advance Training Center Automotive Advisory Committee, committees she has served on for several years.
She was included in Forbes.com 2008 list of most influential women in the auto industry and Automotive News included her in the 100 Leading Women in the Automotive Industry for 2010.Annette and her husband Patrick have 5 children and 4 grandchildren. Three of their children and a son in law work in their family business.