Kristin is the Chief Executive Officer for Gateway Financial Solutions. Her responsibilities include leading operations and strategic direction with full responsibility for bottom line factors, including long-range planning, financial product management, portfolio management, and employee development. Kristin obtained a BBA/Finance from Northwood University and has over 20+ years in the sub-prime industry. She began her career in automotive retail as a business manager selling finance products. She joined Gateway Financial Solutions in 2002 with a focus on growth strategies and market expansion as the Director of Originations. Kristin has had the pleasure of serving as CEO of Gateway Financial Solutions since 2007. In addition to AFSA, she is a member of the National Automotive Finance Association (NAF). Outside of the automotive industry, she serves several organizations with volunteer work within the local community, including Habitat for Humanity, Women in Leadership Saginaw, past Chairman of the Saginaw Arts and Enrichment Commission.